Media Liability Insurance Explained

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Media Liability Insurance Explained

 
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  • Access to a wide range of specialty technology insurance products from carriers worldwide
  • 4th generation family owned - since 1895
  • Experts standing by and professional claims handling
  • Licensed in 45 U.S. states & DC.
  • We represent about 4,000 clients in the U.S. and worldwide
  • Our mission is to build and maintain long-lasting relationships with our clients and to provide competitive, high quality insurance oriented products
  • Our specialized professional liability insurance programs protect against and minimize professional liability risks
 
What is Media Liability Insurance?

Media Liability Insurance protects you against claims arising out of the gathering and communication of information. Media Liability Insurance provides very valuable coverage against defamation and invasion of privacy claims as well as copyright and/or Trademark infringement.

Media Liability Insurance can be categorized as Errors and omissions in the written or spoken word resulting in claims alleging financial loss as a consequence. Media Liability Insurance can also be called Communications Liability Insurance and can be synonymous with Multi Media Liability insurance.

 
When do I need Media Liability Insurance?

Any company that distributes information to the public via a web site or other means of communication (desktop publishing, email) now faces the exposures of a traditional publisher.

  • Publishers and broadcasters of instructional material
  • Trademark infringement, personal injury liability or unfair competition claims
  • Electronic transmission
  • Researching, exhibition, serialization and material distribution services
  • Electronic publishing services and any other entity engaged in preparing materials for publication and republication
  • Television and radio stations, motion picture companies, cable and satellite broadcasters
  • Advertising Industries
 
Why do I need Media Liability Insurance?

Although new media and other publishers worry about claims like libel and copyright infringement, attorneys and insurers have seen a dramatic rise in the last few years in the number and severity of claims for Media Liability errors and omissions. Unlike traditional claims involving allegations of libel, copyright infringement, invasion of privacy, piracy and plagiarism, Media Liability errors and omissions claims seek to impose liability on the publisher for physical injuries or economic loss allegedly caused by some error or negligent publication in the ideas or expressions contained in the published material.

Often, a claim or lawsuit may not involve a clear error or omission. For example, a client is not happy with the result and brings a claim to obtain a different result or avoid paying a fee. Media Liability Insurance typically pays for the cost of defending this type of claim.

Media Liability Insurance Coverage man include:

  • Defamation.
  • Product defamation.
  • Personal disparagement.
  • Invasion or infringement.
Insurance for…
  • ASP (Application Service Provider)
  • Computer Consulting
  • Data Processing Services/Programming
  • Disaster Recovery
  • E-commerce/Internet business
  • Hardware OEM Manufacturer
  • Information Services/Sites Providers
  • Internet Media/Publishing/ Advertising
  • LAN/Network management
  • Online Transactional Business
  • Search Engine/Portals
  • Software Developers/ Publishers
  • Systems Maintenance/ Installation
  • Temporary Staffing Agency
Full List of Eligible Businesses
 
Liability Insurance Products

As one of the largest and fastest growing insurance brokers specializing in technology insurance, InsureNewMedia can offer a complete portfolio of professional liability insurance products:

Professional Liability Insurance Coverages
 
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